YOU & ME Referral Program

Easy earning Hold Dollars by sharing with family and friends !

Flexible Hold Dollars Exchange

  • Premium Discount
  • Gift Redemption
100 = HK$ 1

How to get Hold Dollars

  • New member referral
    2,000

    For every successful referral of a new member, you will receive a reward of 2,000 Hold Dollars (Limited to 10 referral each month).

  • Cashback on every purchase
    HK$ 1 : 1

    You will receive a premium cashback reward upon each successful insurance purchase! The cashback amount is HK$1 = 1 Hold Dollar. (e.g. Total payable HK$1,000 = 1,000 Hold Dollars cashback)

  • Policy referral
    HK$ 1 : 2

    Cashback reward will be doubled for you and your friend by using your exclusive referral code on insurance purchase! (e.g. Total payable HK$1,000 = 2,000 Hold Dollars cashback)

  • No Claim Reward
    10% Reward

    As long as no claims are made, you will receive 10% of the total payable of policy as a no claim reward!

* Referral rewards may subiect to change without prior notice

Gift Redemption

Frequently Asked Questions